This Privacy Notice for Gem In Real Estate Consulting LLC (doing business as Gem In Real Estate Consulting / GIREC) — "we," "us," or "our" — describes how and why we might access, collect, store, use, and/or share your personal information when you use our services, including when you:
- Visit our website at geminreconsulting.com, or any website of ours that links to this Privacy Notice
- Download and use our Facebook application (George Odemba), or any other application of ours that links to this Privacy Notice
- Use our Real Estate Consulting Services — we aid US-based clients in business consulting, specifically concerning real estate solutions, including fix & flip, lending partner referrals, joint venture introductions, and related real estate services
- Engage with us in other related ways, including any sales, marketing, or events
Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. Contact us at geminrealestate@gmail.com.
Summary of Key Points
Personal information you voluntarily provide — name, phone, email, mailing address, job title, and contact preferences.
We may process financial data and creditworthiness data when necessary, with your consent or as permitted by law.
We do not collect any information from third parties.
To provide and improve our services, communicate with you, prevent fraud, and comply with legal obligations.
Only in specific situations — business transfers, legal requirements. We do not sell your data.
Email us at geminrealestate@gmail.com. We will act on all valid requests per applicable law.
What Information Do We Collect?
Personal information you disclose to us
We collect personal information that you voluntarily provide when you express interest in our services, participate in activities on our platform, or contact us. The personal information we collect may include:
- Names
- Phone numbers
- Email addresses
- Mailing addresses
- Contact preferences
- Billing addresses
- Job titles
Sensitive information
When necessary, with your consent or as otherwise permitted by applicable law, we may process the following categories of sensitive information:
- Financial data
- Creditworthiness data
Social media login data
We may provide you with the option to register using your existing social media account details (Facebook, X, or other platforms). If you choose to register this way, we will collect certain profile information from the social media provider as described in Section 5.
Application data
If you use our application(s), we may collect the following information if you choose to provide access:
- Geolocation information. We may request permission to track location-based information from your mobile device to provide certain location-based services. You may change our access in your device's settings.
Facebook application data
By default we access your Facebook basic account information, including your name, email, gender, birthday, current city, and profile picture URL, as well as other information you choose to make public. We may also request access to other permissions related to your account, which you may grant or deny individually.
All personal information that you provide to us must be true, complete, and accurate. You must notify us of any changes to such personal information.
How Do We Process Your Information?
We process your personal information for a variety of reasons depending on how you interact with our Services, including:
- To deliver and facilitate services. We may process your information to provide you with the requested service.
- To respond to user inquiries and offer support. We may process your information to respond to your inquiries and solve any potential issues with the requested service.
- To fulfill and manage your orders. We may process your information to fulfill and manage your orders, payments, returns, and exchanges made through our Services.
- To request feedback. We may process your information when necessary to request feedback and contact you about your use of our Services.
- To send marketing and promotional communications. We may process personal information you send to us for our marketing purposes, in accordance with your marketing preferences. You can opt out at any time.
- To deliver targeted advertising. We may process your information to develop and display personalized content and advertising tailored to your interests and location.
- To post testimonials. We post testimonials on our Services that may contain personal information.
- To protect our Services. We may process your information as part of our efforts to keep our Services safe and secure, including fraud monitoring and prevention.
- To comply with our legal obligations. We may process your information to comply with legal obligations, respond to legal requests, and exercise or defend our legal rights.
What Legal Bases Do We Rely On?
We only process your personal information when we believe it is necessary and we have a valid legal reason (legal basis) to do so under applicable law — with your consent, to comply with laws, to fulfill contractual obligations, to protect your rights, or to fulfill legitimate business interests.
If you are located in Canada: We may process your information if you have given us specific permission (express consent) or in situations where your permission can be inferred (implied consent). You may withdraw your consent at any time by contacting us.
In some exceptional cases, we may be legally permitted to process your information without your consent, including:
- If collection is clearly in an individual's interests and consent cannot be obtained in a timely way
- For investigations, fraud detection, and prevention
- For business transactions, provided certain conditions are met
- If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim
- For identifying injured, ill, or deceased persons and communicating with next of kin
- If we have reasonable grounds to believe an individual has been or may be a victim of financial abuse
- If disclosure is required to comply with a subpoena, warrant, or court order
- If the collection is solely for journalistic, artistic, or literary purposes
- If the information is publicly available as specified by the regulations
When and With Whom Do We Share Information?
We may need to share your personal information in the following situations:
- Business transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
- Legal requirements. We may disclose your information where required by law, subpoena, or if we believe that such action is necessary to comply with applicable law or to protect the rights, property, or personal safety of GIREC or others.
- Lending and referral partners. As part of our core service, we may share relevant deal information with potential lending partners or joint venture partners in our network, solely for the purpose of facilitating the services you have requested.
How Do We Handle Your Social Logins?
Our Services offer you the ability to register and log in using third-party social media account details (like your Facebook or X logins). Where you choose to do this, we will receive certain profile information from your social media provider. The profile information we receive may vary depending on the social media provider but will often include your name, email address, friends list, and profile picture, as well as other information you choose to make public.
We will use the information we receive only for the purposes described in this Privacy Notice or as otherwise made clear to you on the relevant Services. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider.
How Long Do We Keep Your Information?
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible, we will securely store your personal information and isolate it from any further processing until deletion is possible.
How Do We Keep Your Information Safe?
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process.
However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure. We cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Transmission of personal information to and from our Services is at your own risk.
Do We Collect Information from Minors?
We do not knowingly solicit data from or market to children under 18 years of age. By using our Services, you represent that you are at least 18 years of age or that you are the parent or guardian of such a minor and consent to such minor dependent's use of our Services.
If we learn that personal information from users under 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under 18, please contact us at geminrealestate@gmail.com.
What Are Your Privacy Rights?
Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. These may include the right to:
- Request access to and obtain a copy of your personal information
- Request rectification or erasure
- Restrict the processing of your personal information
- Data portability (if applicable)
- Not be subject to automated decision-making
To exercise your rights, you can contact us at geminrealestate@gmail.com. We will consider and act upon any request in accordance with applicable data protection laws.
Withdrawing consent: If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. Withdrawal will not affect the lawfulness of any processing carried out before your withdrawal.
Opting out of marketing: You can unsubscribe from our marketing emails at any time by clicking the unsubscribe link in any email we send, or by contacting us directly.
Controls for Do-Not-Track Features
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected.
At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.
Do United States Residents Have Specific Privacy Rights?
Depending on the state where you live, you may have additional rights regarding your personal information. Please contact us if you would like to know more about your state-specific rights.
States with specific consumer privacy laws include California, Colorado, Connecticut, Utah, Virginia, and others. Residents of these states may have rights including the right to know, the right to delete, the right to opt out of the sale of personal information, and the right to non-discrimination for exercising these rights.
To exercise any of these rights, please contact us at geminrealestate@gmail.com.
Terms & Conditions
By accessing and using the services of Gem In Real Estate Consulting LLC (GIREC), you agree to the following terms and conditions:
Nature of Services
GIREC is not a lender. We are a consulting and referral service that connects real estate investors with potential lending partners and other real estate associates in our network. Any introductions or referrals made by GIREC do not constitute a guarantee of funding, a loan commitment, or a financial advisory relationship.
No Guarantee of Results
GIREC makes no representation or warranty that any introduction or referral will result in a completed transaction, approved loan, or successful investment. All lending decisions are made independently by the referred lender or partner.
User Responsibilities
- You represent that all information submitted to GIREC is accurate, complete, and current
- You agree not to use our services for any unlawful purpose
- You are responsible for conducting your own due diligence on any lender, partner, or transaction
- You understand that real estate investing involves financial risk and that past results do not guarantee future outcomes
Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of GIREC and may not be reproduced, distributed, or used without written permission.
Limitation of Liability
To the maximum extent permitted by law, GIREC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or reliance on any referral or introduction made by GIREC.
Governing Law
These Terms & Conditions are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration or in the appropriate courts of jurisdiction.
SMS Terms & Conditions
By providing your phone number and opting in to SMS communications from GIREC, you agree to the following:
- You consent to receive text messages from GIREC related to your deal submission, service updates, and relevant real estate information
- Message frequency may vary based on your interaction with our services
- Message and data rates may apply depending on your mobile carrier plan
- To opt out at any time, reply STOP to any SMS message we send. You will receive a confirmation and will be removed from our SMS list
- To request help, reply HELP to any SMS message or contact us at geminrealestate@gmail.com
- We do not sell or share your phone number with third parties for their marketing purposes
- Carriers are not liable for delayed or undelivered messages
Do We Make Updates to This Notice?
We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Last updated" date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification.
We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.
How Can You Contact Us?
If you have questions or comments about this notice, you may contact us at:
Gem In Real Estate Consulting LLC (GIREC)
Email: geminrealestate@gmail.com
Website: geminreconsulting.com
How Can You Review, Update, or Delete the Data We Collect?
Based on the applicable laws of your country or state, you may have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information.
To request to review, update, or delete your personal information, please email us at geminrealestate@gmail.com. We will respond to your request within the timeframe required by applicable law.